May we record which pages you open and the steps you take towards a plan, so that we can improve StockQuay? When you are signed in, this is kept with your account for 30 days. It stays off unless you accept, and it is never used for advertising. Sign-in, security and billing records are kept either way. You can change your choice at any time on the Analytics choice page; the Cookie notice explains each record.
Research / EquitiesCompany intelligence
Research ready
H
HNVR·🇺🇸·NASDAQ·USD·Equity
Hanover Bancorp, Inc.
Headquarters: 🇺🇸 United States
Financial Services · Banks - Regional
Latest market snapshot
USD 23.87+1.34% today
Retrieved22 Oct 2026 · 13:43 localLatest financial period2026-06-30Data completeness11 of 11 data areasResearch confidenceComplete view
Data provider snapshot · as of 2026-10-22. It is not a StockQuay price target.
DCF vs price+105.85%＋
Positive means the latest DCF reference estimate is above the current price; provider assumptions can change the result.
Price / book0.87×＋
Current price ÷ latest reported shareholder equity per weighted-average share.
Price / earnings18.73×＋
Current price ÷ sum of the latest four quarterly diluted earnings per share.
Free-cash-flow margin+62.82%＋
Latest free cash flow ÷ latest revenue; compare matching periods before deciding.
Debt / equity0.5×＋
Latest reported total debt ÷ shareholder equity.
Period change—Period high—Period low—Range—
Closing priceDCF scale
View
———Volume
—Volume —
Daily closes and DCF reference values: hover for the exact trading date, closing price and applicable dated DCF snapshot. StockQuay stores returned values by date and does not fabricate missing history.
Decision path
Evidence at a glance.
Each statement tells you where it came from and what it cannot prove. Open the explanation only when you need the detail.
01 · What happened1
The latest market snapshot rose 1.34%.
Why this matters ＋
This is a price observation, not an explanation. Confirm the market timestamp and latest company disclosure before attributing a cause.
02 · Why it matters2
Latest reported revenue was down 16.73% year over year.
Why this matters ＋
Revenue direction helps frame the move, but margins, cash conversion and one-off items still need review.
03 · Opportunity3
The dated DCF snapshot is reference-only for this company.
Why this matters ＋
Standard free-cash-flow DCF is not comparable for banks, insurers and similar financial companies. Use regulated capital, book value and sector-specific methods. The raw snapshot is 105.85% above the current price, but that gap is not treated as an opportunity signal.
04 · Risk4
Profit earned on shareholder capital needs review.
Why this matters ＋
Shareholder returns scores 2 / 5 in the current screen. Provider sub-score. Its formula cannot be opened; inspect reported returns separately. Confirm the latest filing and compare this measure with similar companies before deciding.
05 · Next research step5
Verify the latest filing, then compare one relevant peer.
Why this matters ＋
Check the primary issuer disclosure for changes, reconcile the latest financial period and compare like-for-like currency and fiscal periods. This is a research action—not a buy or sell instruction.
Fast orientationUnits and periods stay visible
Key company metrics
Market valueUSD 168.41M
Latest available market snapshot
Market data
Latest revenueUSD 29.65M
Q2 · 2026-06-30
Reported
Latest net incomeUSD 4.06M
Not adjusted by StockQuay
Reported
Operating cash flowUSD 18.44M
Q2 · 2026-06-30
Reported
Free cash flowUSD 18.63M
Operating cash flow after capital expenditure
Calculated from statements
Net debtUSD -39.58M
Q2 · 2026-06-30
Reported
DCF reference estimateUSD 49.14
Standard free-cash-flow DCF is not comparable for banks, insurers and similar financial companies. Use regulated capital, book value and sector-specific methods.
Reference only · 2026-10-22
Provider rating snapshotB+
Provider rating; its formula is unavailable and it is not a StockQuay grade.
Provider formula unavailable
Some figures are unavailable
These values could not be retrieved for this listing. StockQuay leaves them blank instead of estimating them.
Upgrades and downgrades are a dated record, not a forecast. Maintain actions and analyst rankings are excluded.
Not loaded.
Financial explorer
Statements you can question, not just watch.
Move from the headline to the reported figures. Switch statement, frequency and analytical view; then inspect the exact period, filing date and underlying value.
Reported financialsProvider data · 6/6 series available
Free data depthThe initial view sends 3 annual and 12 quarterly periods. Choose up to 10 annual years and 40 quarters on demand.Free access includes 10 annual years and 40 quarters. Twenty years and full quarterly history require Research Pro when it launches.Research Pro pilot →
History
Showing the latest 3 annual years and 6 quarters.
Frequency
View
ValueExact values in the reported currency. Use the table for line-by-line comparison.
RevenueAnnual · reported value—
Income statementAnnual · reported values
Scroll horizontally to compare periods →
This statement series is unavailable.
The data source did not return compatible records for this statement and frequency. Try the other frequency; StockQuay does not fill the gap with estimates.
Long-series comparison note. Reporting standards, fiscal-period boundaries, currency presentation and per-share split adjustments can change over time. Compare filings before treating a long-run change as like-for-like.
Definitions and calculation rules ＋
Value shows the reported number. YoY growth compares an annual period with the prior annual period, or a quarter with the same quarter one year earlier. Common-size divides income-statement lines by revenue and balance-sheet lines by total assets. Margin is available for profit lines and divides them by revenue. Missing or zero denominators remain unavailable.
Reported growth explorer
See the rate of change. Then inspect the period.
Growth is not a single score. Switch between annual and quarterly records, compare operating lines and inspect the exact reported period behind every percentage.
Frequency
Reported growthYoY change · latest available statements
Free growth depthOnly the periods authorized above are embedded in the chart dataset; source and methodology remain visible.
Revenue growth—
Definitions and data limits ＋
Values are year-over-year changes returned by the income-statement growth dataset. They are not forecasts and StockQuay does not fill missing periods. Large percentages can result from a small or negative prior-year base; always inspect the underlying statement before drawing a conclusion.
Reported performance
Revenue and earnings, without chart theatre.
USD
RevenueNet income
Q2 2026-06-30
USD 29.65MUSD 4.06M
Q1 2026-03-31
USD 32.29MUSD 1.87M
Q4 2025-12-31
USD 35.36MUSD 33K
Q3 2025-09-30
USD 35.78MUSD 3.49M
How to read this chart ＋
Bars scale each metric against its largest absolute value in the four displayed periods. Revenue and net-income scales are independent, so compare direction over time—not bar size between metrics. Values come from reported financial statements and are not adjusted by StockQuay.
Income evidence
Dividend record
Recorded history
18 unique positive ex-date records from 2022-06-17 to 2026-08-06.
Current frequency:Quarterly in the latest returned regular record
No recurring-frequency change is present in returned provider records.
USD 0.1
Payment 2026-08-13 · Quarterly
USD 0.1
Payment 2026-05-18 · Quarterly
USD 0.1
Payment 2026-02-26 · Quarterly
USD 0.1
Payment 2025-11-20 · Quarterly
USD 0.1
Payment 2025-08-13 · Quarterly
Full payment historyLoads paged provider records on request; amounts remain in the listing currency.
Not loaded.
Not a safety score. Continuity and totals use unique positive recurring adjusted-dividend records grouped by ex-date calendar year. A gap is only assessed after returned payments begin; earlier dates are source-history unavailable, not a payment conclusion. Special dividends do not enter continuity, frequency or growth. Current yield and payout use the separately labelled trailing-twelve-month ratio snapshot; payment-time yield is not used.
Hanover Bancorp, Inc. functions as the parent entity for Hanover Community Bank, providing a comprehensive range of financial products and services. These offerings serve individuals, municipalities, and small to mid-sized businesses across the New York metropolitan area. The bank's extensive portfolio includes various deposit options such as checking, savings, money market, NOW, and individual retirement accounts, alongside certificates of deposit and time deposits, as well as card services. For lending needs, it offers residential and commercial real estate mortgages, commercial and industrial loans, lines of credit, Small Business Administration (SBA) loans, home equity financing, multi-family property loans, general business loans, bridge loans, and other personal purpose loans. Branch locations are established in Manhattan, Brooklyn, Queens, and Nassau County, New York, with its administrative hub situated in Suffolk County, New York. Established in 2008, Hanover Bancorp, Inc. maintains its headquarters in Mineola, New York.Read more ↓
Hanover Bancorp, Inc. functions as the parent entity for Hanover Community Bank, providing a comprehensive range of financial products and services. These offerings serve individuals, municipalities, and small to mid-sized businesses across the New York metropolitan area. The bank's extensive portfolio includes various deposit options such as checking, savings, money market, NOW, and individual retirement accounts, alongside certificates of deposit and time deposits, as well as card services. For lending needs, it offers residential and commercial real estate mortgages, commercial and industrial loans, lines of credit, Small Business Administration (SBA) loans, home equity financing, multi-family property loans, general business loans, bridge loans, and other personal purpose loans. Branch locations are established in Manhattan, Brooklyn, Queens, and Nassau County, New York, with its administrative hub situated in Suffolk County, New York. Established in 2008, Hanover Bancorp, Inc. maintains its headquarters in Mineola, New York.