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Blueharbor Bank

Headquarters: 🇺🇸 United States Financial Services · Banks - Regional
Latest market snapshot USD 49.1 -0.2% today
Retrieved22 Oct 2026 · 12:57 local Latest financial period2026-06-30 Data completeness11 of 11 data areas Research confidenceComplete view
Issuer site ↗
Data availability11 of 11 data areas · 22 Oct 2026 · 12:57 local Show sources
Company profile and price Received
Income statements Received
Reported growth history Received
Balance sheets Received
Cash-flow statements Received
Financial health indicators Received
Dividend history Received
Cash-flow valuation Received
Comparison set Received
Company updates Received
Price history Received

Price context

Price history,
without prediction.

Use the chart to understand direction and range. Then use the evidence below to investigate why—not to forecast what comes next.

CLOSED Outside regular session Other OTC · checked 09:30 AM -04:00 – 04:00 PM -04:00America/New_York
DCF reference estimateUSD 75.14

Data provider snapshot · as of 2026-10-22. It is not a StockQuay price target.

DCF vs price+53.04%

Positive means the latest DCF reference estimate is above the current price; provider assumptions can change the result.

Price / book2.28×

Current price ÷ latest reported shareholder equity per weighted-average share.

Price / earnings11.45×

Current price ÷ sum of the latest four quarterly diluted earnings per share.

Free-cash-flow margin0%

Latest free cash flow ÷ latest revenue; compare matching periods before deciding.

Debt / equity0×

Latest reported total debt ÷ shareholder equity.

Period change— Period high— Period low— Range—
Closing price
View
Blueharbor Bank historical closing price Five-minute prices for 1D and 5D when available; daily closing prices for longer periods, with volume, DCF history, moving averages and dated company events.
—Volume —

Daily closes and DCF reference values: hover for the exact trading date, closing price and applicable dated DCF snapshot. StockQuay stores returned values by date and does not fabricate missing history.

Decision path

Evidence at a glance.

Each statement tells you where it came from and what it cannot prove. Open the explanation only when you need the detail.

01 · What happened1

The latest market snapshot fell 0.2%.

Why this matters

This is a price observation, not an explanation. Confirm the market timestamp and latest company disclosure before attributing a cause.

Market snapshot · retrieved 22 Oct 2026 · 12:57 local
02 · Why it matters2

Latest reported revenue was up 19.45% year over year.

Why this matters

Revenue direction helps frame the move, but margins, cash conversion and one-off items still need review.

Income statement · period 2026-06-30
03 · Opportunity3

The dated DCF snapshot is reference-only for this company.

Why this matters

Standard free-cash-flow DCF is not comparable for banks, insurers and similar financial companies. Use regulated capital, book value and sector-specific methods. The raw snapshot is 53.04% above the current price, but that gap is not treated as an opportunity signal.

DCF reference snapshot · as of 2026-10-22
04 · Risk4

Profit earned on shareholder capital needs review.

Why this matters

Shareholder returns scores 1 / 5 in the current screen. Provider sub-score. Its formula cannot be opened; inspect reported returns separately. Confirm the latest filing and compare this measure with similar companies before deciding.

Balance sheet · period 2025-12-31
05 · Next research step5

Verify the latest filing, then compare one relevant peer.

Why this matters

Check the primary issuer disclosure for changes, reconcile the latest financial period and compare like-for-like currency and fiscal periods. This is a research action—not a buy or sell instruction.

Deterministic StockQuay workflow
Fast orientationUnits and periods stay visible

Key company metrics

Market value USD 145.3M

Latest available market snapshot

Market data
Latest revenue USD 9.47M

Q2 · 2026-06-30

Reported
Latest net income USD 3.52M

Not adjusted by StockQuay

Reported
Operating cash flow USD 0

Q2 · 2025-06-30

Reported
Free cash flow USD 0

Operating cash flow after capital expenditure

Calculated from statements
Net debt USD -7.08M

Q4 · 2025-12-31

Reported
Current ratio 103.51×

Current assets ÷ current liabilities

StockQuay calculation
DCF reference estimate USD 75.14

Standard free-cash-flow DCF is not comparable for banks, insurers and similar financial companies. Use regulated capital, book value and sector-specific methods.

Reference only · 2026-10-22
Provider rating snapshot C

Provider rating; its formula is unavailable and it is not a StockQuay grade.

Provider formula unavailable

Income overview

Dividend at a glance

Continuity
Recorded history
Latest complete year
2021 · USD 0.1
Current yield
3.05%

Dated analyst evidence

What changed, and what followed.

Upgrades and downgrades are a dated record, not a forecast. Maintain actions and analyst rankings are excluded.

Not loaded.

Financial explorer

Statements you can
question, not just watch.

Move from the headline to the reported figures. Switch statement, frequency and analytical view; then inspect the exact period, filing date and underlying value.

Reported financialsProvider data · 6/6 series available
Free data depthThe initial view sends 3 annual and 12 quarterly periods. Choose up to 10 annual years and 40 quarters on demand. Free access includes 10 annual years and 40 quarters. Twenty years and full quarterly history require Research Pro when it launches.Research Pro pilot →
History Showing the latest 3 annual years and 6 quarters.
Frequency
View
ValueExact values in the reported currency. Use the table for line-by-line comparison.
RevenueAnnual · reported value —
Reported financial history Interactive financial statement history for the selected metric and analysis mode.
Income statementAnnual · reported values
Scroll horizontally to compare periods →
Definitions and calculation rules

Value shows the reported number. YoY growth compares an annual period with the prior annual period, or a quarter with the same quarter one year earlier. Common-size divides income-statement lines by revenue and balance-sheet lines by total assets. Margin is available for profit lines and divides them by revenue. Missing or zero denominators remain unavailable.

Reported growth explorer

See the rate of change.
Then inspect the period.

Growth is not a single score. Switch between annual and quarterly records, compare operating lines and inspect the exact reported period behind every percentage.

Frequency
Reported growthYoY change · latest available statements
Free growth depthOnly the periods authorized above are embedded in the chart dataset; source and methodology remain visible.
Revenue growth—
Reported revenue growth history Year-over-year percentage change by reported period. Positive values are green and negative values are red.
Definitions and data limits

Values are year-over-year changes returned by the income-statement growth dataset. They are not forecasts and StockQuay does not fill missing periods. Large percentages can result from a small or negative prior-year base; always inspect the underlying statement before drawing a conclusion.

Reported performance

Revenue and earnings,
without chart theatre.

USD
How to read this chart

Bars scale each metric against its largest absolute value in the four displayed periods. Revenue and net-income scales are independent, so compare direction over time—not bar size between metrics. Values come from reported financial statements and are not adjusted by StockQuay.

Income evidence

Dividend record

Recorded history

2 unique positive ex-date records from 2021-03-18 to 2026-08-11.

Calendar years represented2 calendar years represented
Latest complete year2021 · USD 0.1
Current dividend yield3.05%
TTM payout ratio0%
Annual adjusted cash change—
3-year adjusted cash CAGR—

Trailing-twelve-month ratio snapshot retrieved 22 Oct 2026 · 12:57 local

2026USD 0.251 record · partial year
2021USD 0.11 record · complete year

0 lower annual totals across adjacent complete years

Recurring dividend growthComplete, contiguous calendar years only
1 year—

Latest complete annual recurring dividend total versus the prior complete year.

3 years—

Compound annual growth from 3 complete, contiguous annual recurring dividend totals.

5 years—

Compound annual growth from 5 complete, contiguous annual recurring dividend totals.

10 years—

Compound annual growth from 10 complete, contiguous annual recurring dividend totals.

Dividend funding sourceFunded by free cash flow

2025-12-31 annual cash-flow statement

Free cash flow = operating cash flow 13085360 − capital expenditure 110780; dividends paid 1471672.

Current frequency: No classified recurring frequency returned

No recurring-frequency change is present in returned provider records.

USD 0.25

Payment 2026-08-21 · Irregular

USD 1

Payment 2026-03-31 · Special

USD 0.25

Payment 2025-12-12 · Special

USD 0.25

Payment 2025-05-23 · Special

USD 0.2

Payment 2024-12-13 · Special

Full payment historyLoads paged provider records on request; amounts remain in the listing currency.

Not loaded.

Not a safety score. Continuity and totals use unique positive recurring adjusted-dividend records grouped by ex-date calendar year. A gap is only assessed after returned payments begin; earlier dates are source-history unavailable, not a payment conclusion. Special dividends do not enter continuity, frequency or growth. Current yield and payout use the separately labelled trailing-twelve-month ratio snapshot; payment-time yield is not used.

Blueharbor Bank offers a comprehensive range of financial solutions. Both individual and corporate clients can open checking, savings, and investment accounts. The institution extends credit facilities, including personal loans for property acquisition (such as residential lots), vehicle purchases, and home building projects. Furthermore, it provides commercial financing solutions like small business loans, construction financing for businesses, and revolving lines of credit. Additional offerings include credit card products, alongside convenient digital tools such as remote deposit capture and online banking. Operating within Iredell County, the northern part of Mecklenburg County, and adjacent regions, Blueharbor Bank maintains full-service branches in Mooresville, Statesville, and Huntersville, North Carolina. It also operates loan production facilities in Belmont and Morehead City, North Carolina, to extend its reach. Established in 2008, its corporate headquarters are situated in Mooresville, North Carolina. Read more

Blueharbor Bank offers a comprehensive range of financial solutions. Both individual and corporate clients can open checking, savings, and investment accounts. The institution extends credit facilities, including personal loans for property acquisition (such as residential lots), vehicle purchases, and home building projects. Furthermore, it provides commercial financing solutions like small business loans, construction financing for businesses, and revolving lines of credit. Additional offerings include credit card products, alongside convenient digital tools such as remote deposit capture and online banking. Operating within Iredell County, the northern part of Mecklenburg County, and adjacent regions, Blueharbor Bank maintains full-service branches in Mooresville, Statesville, and Huntersville, North Carolina. It also operates loan production facilities in Belmont and Morehead City, North Carolina, to extend its reach. Established in 2008, its corporate headquarters are situated in Mooresville, North Carolina.